The Australian healthcare system is considered one of the best in the world, and the Illawarra Shoalhaven Local Health Network provides a range of quality hospital and community healthcare facilities and services.
- Public healthcare
- Private health insurance for Australian residents
- Private health insurance for temporary residents
The Medicare healthcare system provides free public hospital care, assistance in meeting doctors' fees, and reduces the cost of many prescribed medicines through the Pharmaceutical Benefits Scheme (PBS).
You will be covered under Medicare if you:
- Are a permanent resident or citizen; or
- Are a New Zealand citizen; or
- Have applied for a permanent visa and hold a valid visa with permission to work; or
- Hold a valid visa and a dependant is a citizen.
A reciprocal agreement provides some coverage if you are from:
- Republic of Ireland
- United Kingdom
Many Australians belong to a private health insurance fund, which provides cover for treatment in a private or public hospital, and some services that Medicare does not cover. This depends on the level of private cover.
Private health insurance funds generally offer two levels of cover – hospital only and ancillary (extras) cover such as physiotherapy, dental and optical treatment.
Premiums range from $500 to $2500 per year depending on your level of cover.
If you are not eligible for Medicare, you will need to purchase medical insurance to cover you for the duration of your contract. As a temporary resident, you are able to purchase health insurance in Australia through the following funds:
IMAN offers the most comprehensive coverage for medical repatriation, which is a condition of your temporary visa. You can speak to your recruiter about this.